How to buy mobile phone in installments (EMI)?

The smartphone has become the basic need for every people, you can use your mobile for various purposes like online classes, making online payments, ticket booking, etc. There are also numbers of similar tasks that can be done from smartphones. But there is a problem with the middle-class family due to financial problems many middle-class families cannot afford smartphones because they cannot collect so much money to buy smartphones. So if you are also belonging to a middle-class family or if you want to buy a mobile phone in installments then you can read this article because in this article you will get all information related to buying a mobile phone in installments.

How to buy mobile phone in installments

The mentality of many people is that they think they have to pay more money than the actual price of the phone if they buy something on installment or they will have to pay a very high-interest rate when it comes to buying a Smartphone on EMI. But In today’s post, we will share with you about No Cost EMI. Make sure that you have a credit card if you want to buy a smartphone in installments. if you have Credit Card then you can easily buy anything in installments without any paperwork.

If you have no credit card then don’t worry in this post we will also tell you how to buy a mobile without a credit card. But you have to go through the paperwork, by doing this you can buy any smartphone immediately, and after getting a mobile on finance, you can also get a loan of up to ₹ 50,000, I will explain you in detail.

Way to buy mobile phone in installments

If you have a smartphone then you can do much of your online work easily even sitting in your home. Such as paying electricity bills, You can also pay for all these things like water bills, pay life insurance installments, and transfer money from your mobile. That’s why the smartphone has become very important in people’s lives today.

If you go to buy a smartphone from the market, then there you can buy smartphones from 6-7 thousand rupees to lakhs of rupees. But I Never recommend you to buy a smartphone more than your budget, buy a smartphone according to your need if you are looking to buy a smartphone for your normal work then you can get very good smartphones under Rs 15000.

If you are a credit card holder then you can also buy a smartphone at No Cost EMI and those who do not have a credit card, then those people can get their mobile finance done and buy the phone by paying easy installments every month.

Buy Smartphone On EMI With Credit Card

If you have Credit card then you can buy your dream phone very easily at No Cost of EMI and even without Any paper works. Every middle class family has a dream to buy a smartphone, but due to the rising price, it takes a long time to buy a smartphone. if you want to buy any budget smartphone on EMI, then you can buy it by spending 10 to 15 thousand rupees and depositing them in easy installments.

If you are planning to buy a smartphone on installment then this is the right time to buy your dream smartphone on installment. You can also get a discount while purchasing the phone.

You don’t need to go through any paperwork if you want to buy a mobile with a credit card, you can buy a smartphone in installments sitting at your home. For this, you need to the phone from Amazon or Flipkart. So let us know how to buy a smartphone on EMI online.

You can use any online shopping website that you like, here I am using amazon to buy a phone on EMI from the Amazon website.

Step 1:- First of all, Select the phone that you want to buy, then search for that phone on Amazon.

Step 2:- Now you will find written about EMI Offers in the Bank Offer section, just click on that option, and you will get all details related to EMI Offers and installments that you have to pay per month.

Step 3:- Select Your EMI Period and click on the Buy Now button, by selecting the option with EMI in the Payment Method, Enter the Credit Card Number of whatever credit card you have along with the Credit card holder’s name and, CVV Number and Expiry date of Your credit card

Step 4:- After entering the credit card details, make the payment from your credit card, but before that, Choose how many months you would like to pay the Installments, for example, you can select 6 months and then Click on the next button.

After that, you will get OTP on your registered mobile number after making the payment. the smartphone you have ordered will get delivered in a few days at your selected address.

By using this method you can buy any new smartphone in Easy Monthly Installments from amazon.in. You can also buy the phone from Flipkart in the same way.

So in this way, you can buy any smartphone on EMI in just a few clicks, but for this, you must have a credit card. But unfortunately, if you do not have a credit card, then there is another way to buy a mobile phone in EMI but you have to go through some paperwork and document verification work.

Buy Smartphone On EMI Without Credit Card

Now it is not important that every person own a credit card. So If you want to buy Smartphone On EMI Without a Credit Card then Bajaj Finserv is the best option to buy the phone in installments. You can buy any smartphone or other things without any credit card via Bajaj Finserv.

if you want to buy a smartphone on EMI through Bajaj Fineserv then you need to visit any smartphone store near your home and select the phone that you want to buy from there.

Note: Many phones are not available on EMI at every mobile shop. Before buying your phone don’t forget to ask the shopkeeper.

Documents required to buy Smartphone on EMI

  • Aadhar card
  • pan card
  • bank passbook
  • cancel check
  • passport size photo

Take all your original documents with you to avoid any interruption in process of verification.

Now with the help of Bajaj Finserv, your loan is made, for which the presence of the person in whose name you want to take the loan is very important because there are many such verifications in which the live photo of that person is taken.

Conclusion

I hope you guys like this post on How to buy a mobile phone in installments (EMI)? in which we have given complete information, if you have any questions or suggestions, then you can ask us in the comment box below.

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